John, I'm voting for fogey-dom, which is also my reason for liking good ol' D-76.
I think, however, that the best images probably come from all of the above--well exposed, well processed (erring on the thin side so that there is some highlight detail visible), well scanned. Each of these components has a learning curve, with scanning well perhaps the steepest of the three.
I have played around with just about every developer out there. For the kind of work I do, I find I am back to D76 in its HQ-free H variant (2.5 g metol, I forget how much sulfite, per liter, no HQ) mainly because my processing sessions are fewer and farther between, and I want something I can mix up fresh from scratch each time. I like the look--especially with newer emulsions like Delta and T-max--and the convenience is great.
Got fifteen rolls of TMY-2 in 120 I'm anxious to shoot and process.