I probably can't be of much help, Sandy, but with SFX and an R72, I generally expose at ISO 6, which works fine for me. By my counting that is 5 stops. (but it's late at night and I should be in bed, not doing arithmatic
) I find it just about impossible to compose with the filter in place, so I spend a lot of time fumbling with the filter between shots.
If I'm shooting 35mm on my Nikon, I expose TTL without the filter with good results. If I'm shooting my Rollei or GS1, I'll use a hand held meter. BTW, the grain on the SFX is really apparent on 35mm, I find MF to be much more pleasing.
As for different lighting conditions, I pretty much shoot IR in full-out, retina-burning sunlight, so I don't do a lot of compensation in that regard. I find with IR films, you often get negatives that look quite thin, but will still give nice prints nonetheless. (especially the old Maco 830 Aura... I expose that at ISO 1.5-3 and they are still very thin)
I don't know if this is of any help, but it will give folks something to tear apart and flame if they like. Bed time for Toffle.