Thanks all for the replies.
Apart from guessing that the alkali level of the tap water *might* be affecting the fixer smell I did not/do not *know* the correct answer to the issue. What I do know is that one water produces fumes I find too strong, another type of water does not produce fumes I find too strong; so, for me, I will choose to use the water that doesn't produce the fumes for me when I use this type of fixer.
Apart from believing that the water is rather alkali, based on my previous experience with the tap water and sodium hydroxide going cloudy, I just wanted to check if there was another "easy" and "obvoius" answer long the lines of "yes, if you have x in your water, ammonia will be released from hard water".
In some ways you guys have confirmed my initial suspicions, for which I thank you - good to have some confirmation of my non-chemist understanding of these issues!
Sim2.