how do I test to see how well the set and dried test emulsion will adhere to the substrate?
Pour some gelatin emulsion with a hardener onto it, let dry and then flex the film. Leave it to sit on your desk for a week or so, so it goes through some day/night heat/cool cycles. If the emulsion stays in place, then try and run the film through a process that emulates regular film processing: i.e. an alkaline first bath for a few minutes, and acidic 'stop' bath for a minute, and then some more wet steps that emulate fixing and washing. Watch for the emulsion to reticulate and/or peel off of the film. If it doesn't do this, you're good.
You may find that without prior treatment, the emulsion doesn't adhere particularly well. You may have to sub the film first, which can be done by running it through a very dilute solution of gelatin (let's say 0.5% w/v or so). Harden this subbing coating, then coat on the regular emulsion. However, I'm probably telling you stuff you already know at this point.
I don’t understand why you wouldn’t test with the actual emulsion you are interested in.
Cost of esp. silver nitrate and the mess it makes. There's no real need for it, either. Besides, a test emulsion can be colored with a dye or even a dispersed pigment to make it easier to see what's happening.
I wouldn’t leave anything out and then find out later on that it makes a disastrous difference.
Of course at some stage the actual working emulsion will have to be tested, but if someone's going to coat film at home, they're going to automatically run into that step. I don't know many people who would start with some inert tests and then immediately proceed to coating several hundred square feet of functioning film. You always start with a test batch, see how it works, adjust materials & processes, etc.