Hello Mark , and welcome to APUG .
First of all, congratulations to entering the world of film photography. The film you have choosen, Adox CMS 20 , is exelent but perhaps not the easiest to handle when you are a beginner. Exposed and developed in the right way it will give you wonderfull results. I agree with
Rick A that you should try to keep the temperature at 20 deg c. The datasheet for for the Adotech developer states 4,5 - 5,5 minutes at ISO 20 and 6 - 7 minutes at ISO 25 when diluted at 1 + 24 and 20 deg c . No other temperatures are listed but judging from other films, 27 deg c and even 24 deg c , which sometimes is listed, would cause developing times to short for an even result. One more thing to take into consideration is that this is a film with an extremely thin emulsion and therefore requires shorter fixing time and/or more diluted fixer.
Sometimes it also has a tendency to curle after drying.
When it comes to adjusting developer temperature, prepare plain water at 20 deg c , with ice if necesary. If the developer concentrate is kept at room temperature it's influence on the temperature on the mix will be neglectable ( unless you live in the Arabian desert or Death Valey , then use 19 deg c ). Then just add the concentrate to the water.
I am enclosing a link to the datasheet for Adotech, taken from the web-page for Fotoimpex in Berlin. It is written in German but I hope you can find an English translation if this is a problem.
Good luck and enjoy your new way of life
Karl-Gustaf
http://www.fotoimpex.de/shop_system/images/artikel/media/30945_1_CMS20_Datenblatt.pdf