What I'd do in this situation is a gentle extension of what I ususally do. HC-110, Dilution E or G (E for 35 mm, G for 120, because of the different liquid levels required), low agitation, and just extend the time a little. I can produce negatives at EI 800 that look just like EI 400, and the ones at 1600 would look acceptable with that process.
For TMY, in Dilution E (35 mm), I'd give continuous agitation the first minute, then 5 inversions in 10-15 seconds every third minute, total time at 68F/20C of 28 minutes. Long wait, but the negatives are worth it.