This suggestion might help as well.
When you load the film, you are advancing it into the reel in stages - one small advance at a time. For plastic reels, the film starts out at the outside, and is pushed in to the spiral channel. For steel reels, the film starts out at the center of the reel, and is fitted into the spiral channel, moving out.
In each case, every time you feed more film, you should "wiggle" it (push it in and pull it out slightly) afterward. If the film is being loaded correctly, it will wiggle easily. If it is not, it will bind. Doing this after each step will usually clear the wrinkle or bind before the problem forces you to start over. If not, you will at least know as soon as possible that starting over is required.
For 35mm, when I started out I thought that the plastic reels would be easier, and in some ways they are. However, once you learn how the steel reels work, and get a "feel" for them, it turns out they are far easier to use.
Sort of like going from a tricycle to a bicycle
Now when it comes to 120 - I confess, the only method that I have full confidence in remains the Kodak Developing Aprons I have. I am persevering, however, and intend to conquer the steel reels yet.
Have fun.