I was overestimating. My Won 150 was shutting off at 94F. I got a Won 250 today to speed it up, but they both shut off at the same point, right at 94F. No good for color development.
I just opened it up a few minutes ago. It looks like the big knob on the front is a rheostat (variable resistor), and there's a 10k trimmer connected to the thermistor, which is just a variable resistor itself. Resistance decreases at temperature goes up. The rheostat and the trimmer are both connected to a painted IC, but I'm pretty sure it's just acting as a comparator. When the resistance of the thermistor through the trimmer matches the resistance of the rheostat, the circuit shuts off the triac that powers the heating element. Anyway, what matters is my trimmer was set at 1.6k ohms on the 250W unit, and I twisted it clockwise to the end so now it's reading about 5 ohms, or basically a short. There are a couple other fixed resistors in the circuit, so the total resistance is still positive. The effect was that with the thermistor in 99.8F water, the heater shuts off when the rheostat is at about 86 degrees on the dial. I haven't been running it for long enough to see how high it will go, but I'm guessing way past 102F.
Summary: Buy a cheap Won heater, take off the four screws on the back cover, twist the trimmer where the thermometer connects all the way clockwise, and put it back together. It'll probably work. I got mine for $20 shipped on the *bay last week. Not my fault if you kill yourself!
edited: Now with illustration! Confirmed it works the same with 150W. Both were still on at 104F when turned to max.