Oh it is definitely something that I or my chemistry caused. There is no dirt on the negative, the pattern is in the emulsion. The apparent wipe marks -- well I am probably not the cleanest worker ever, I don't believe I could have done that sort of handling. There were four holders all from the same batch of Arista, and the resulting negatives were processed 4 and 4; first four in Xtol, they were normal; second four, one from each holder, processed in Thornton formula D23, two part, A and B. There are no marks on either side of the film that would suggest fingerprints, though the clear area does show what appears to be a fingerprint. Not guilty.
My reason for posting is curiosity, I've never seen anything like this; not worth much effort. More testing tonight with fresh developer.
Thanks for your ideas. Bill h