A quick update - this camera has been through the paces. I sent it to my local, very trusted, repair shop. He is comfortable working on the big Fuji's, normally an easy job he tells me. But front lens element on this camera simply refused to be budged. I gave permission to use extreme force, and still it was a no go. It was returned to me with a long face -- only the second time in his long career to be utterly unsuccessful in servicing a camera.
I was still interested in having a good user camera, so I contacted Frank Marshman, the acknowledged expert on Fuji. He confirmed that Fuji used an infernal thread lock on some of these, which time has hardened unbelievably. Clearly this was a camera that had never been serviced before. Well, last night I got the good news. Frank had success, and the machine has received the full service, top to bottom. He reports it is now a lovely camera. I am very much looking forward to it! Thanks to Frank for salvaging this beast!