I take my used fixer to a local photofinisher (one of the few left in my area that has an extensive film lab). I collect used fix in a container till I have 20 liters or so. They are happy to take it for silver recovery. I get rid of my used fixer responsibly; they get a bit of profit from the silver they recover. Win-win.
If that were not an option, I would either recover the silver myself before discarding the fix (provided it were easy enough and my volume were high enough) or just dump it down into the municipal sewer. Most communities allow small amounts of photochemicals from non-commercial uses to be disposed of that way. Check with your local authorities about this; California can be fairly strict.
I took used fixer to the local HazMat people for a while, but they were clueless. They had no idea of silver recovery nor even of basic photochemistry. They treated the used fix as if it were nerve gas or something and marked it for incineration.
FWIW, from what I understand, the silver compounds in fixer are quickly changed into stable silver sulfides in the sewer and are then non-toxic.
Best,
Doremus