I haven't found a need to rate this film *quite* as low as some others with an 89b filter, but I've converged on about EI 6 or 8, 12 at the outside. I have had decent luck metering through the filter, but the sample size is small enough that maybe it is no more than luck.
But remember that the catch with IR is that you can't see how much of it there is! If there's a lot of visible light, but it's skewed towards the blue end of the spectrum, things can look pretty bright to the eye but very, very dark to the film. I think everyone needs to do some fiddling with this film in the light conditions in which they plan to shoot.
To me it sounds like you don't need to change the filter, you just need to rate the film a lot slower.
-NT