Fungus can occur in dry climates too. I've seen it between two lens elements, it was eating the glue between them. The fungus starts off small, and will slowly spread else unless the lens is set in high noon sun for a few days.
Doesn't have to be noon sun, but that's usually when it's the brightest. Just go outside and reorient the lens now and then to make sure it's still facing the sun directly. If the fungus has etched lines into the glass, you're stuck w/ those, but a good cleaning will help out w/ the contrast.