Hi machine,
More important than the development times for your films, will be the amount of light (EI) each film requires for reaching the best image structure in every developer.
HP5+ is great in Xtol at EI400 and even at 500-640, while FP4+ produces much better image structure in Xtol and other developers when exposed at EI64.
The same with other films.
What I mean is, it'll be after you test your films for some time, and decide their optimal EIs, that you'll be really able to set the optimal development times for each film.
In other words, it's not development what makes a film be the best it can be: it's exposing it properly, and developing it the optimal way for the optimal EI you found after testing.
Films are a product to be sold, so their boxes talk about a possible way to use that film: usable, but not always optimal.
Enjoy!