And filtering your water will still not solve the problem with hard water as many of the particles form during drying.
I have to admit this is actually causing me a problem here in Turkey, I processed negs for 6 or 7 months before returning to the UK to print, luckily my retouching skills are good but I shouldn't need them
The only option is using filtered de-ionised water. Even the bottled drinking water isn't perfect and still has some mineral content. I should add this time of year the water comes from a bore-hole, we are within100 yds/metres of the sea and plenty of calcium carbonate in the local rocks.
Ian