Here in Florida my tap water seldom drops below 80F/29C and I don't have a good way to chill the large quantities of liquid I use with minimal agitation and 8x10 negatives. Also, there's the impossiblity of getting the wash water cool. I've found that if I do develop and fix at 20C, the 29C wash water caused pin holes.
For those reasons, I've standardized on 80F/29C for that process. The higher temperature seems to not matter and, in fact, it makes the long development times a bit more convenient.
With tray/brush develoment, 80F/29C is just too hot - development times are too short. I'm working out a process of chilling the developer and fixer to 20C, then chilling the first wash water with ice in a tray. Leaving the film in the tray, it gradually warms and further washing is with the 80F/29C water. As I say, I'm still experimenting with this.
juan