No question is too silly.
The short answer is the ISO of the film is what it is, changing the camera's setting will only under expose or over expose it, depending on what you set.
Lots of people recommend that you determine a personal "EI" or Exposure Index by testing and to do that, you use the manufacturer's ISO as a starting point. That allows you to determine the most effective speed for a particular film used with your equipment, processed in your choice of developer using your personal method, whatever it is. So, for example, you may determine through testing, and just shooting, that you get the best results with Tri-X exposed at 320 instead of Kodak's ISO of 400, or you might find you like the results you get exposing it at 600 (not as common, but possible).
But just because you extend development. I.E. "push" the film in processing, won't turn it into an ISO 1600 film, it's still an ISO 400 film but underexposed by 2 stops. Changing the speed mid roll (to some faster speed) just means that those shots will be underexposed compared to the others on the roll.