Dwayne's in Kentucky processes C-41 for something like $4/roll, so that's like $160 + shipping to have a pro do all of it risk-free. C-41 chems in the US is expensive; a 1L Jobo kit will run you $30 or so including shipping, and you might get 10-12 rolls done with that using a rotary processor (something I'm guessing you don't have). So, even with a Jobo, you'd be spending around $100 just on the chemicals to develop those 40 rolls; that's not including any of the hardware.
So, unless you're thinking about getting seriously back into C-41 shooting, I don't see a reason why you'd choose DIY over Dwayne's.
FYI:
dwaynesphoto.com/