The idea you read about refers to the Exposure Index used for shooting (with the development adjusted to suit) NOT to the ISO. ISO film-speed is defined and measured under a particular set of controls, and each film has only one ISO rating (yeah yeah, someone is going to come up with different colour temperatures and changed speed rating, but lets talk about just daylight).
Changing the Exposure Index which you set on a meter, or use for estimation, will change the amount of light hitting the film, which in turn means that the development of the film is usually change to get a similar result for some particular tone (say a mid-grey).
The useful difference comes in the contrast of the film when pushed or pulled like this. When the light is bright and contrasty many people like to move the E.I lower than the ISO filmspeed in order to lower the contrast of the image on the film, and vice-versa on a flat dull day. This is what you have read about.
Unless you are using sheet film or, similarly, shooting the whole roll in the same light then there is no need to worry too much until you have really explored that film/developer combination in all the different circumstances you are interested in. At that point you will be able to make a judgment based on your experience of your film, rather than gossip like this !
;-)