fog only shows with development so the density of a undeveloped, fixed film would be equal to B. The F would decrease slightly with less development.
Density always increases with development because halide crystals are being converted to silver, which is what we see in the end. Fixing reduces the density of film. When you pull film out of the canister, it slowly turns black because a massive amount of exposure converts a little halide into silver, similar to a little bit of development. Development does not reduce density of unexposed film no more than painting a white house with no black makes it more white.