How much money is being knocked off it compared to an undamaged one ?
Coating mark's have a much lesser effect than scratches on a rear element .
I've a few lenses whose rear elements have markings like that ( but not scratched glass ) and I've never noticed any problems .
No idea if your style of shooting would increase the effects or not , do you often shoot with strong light sources in the frame ?
At the end of the day , it all comes down to money and how much you'll save , and if the savings worth it to you .
I'd rather pay a bit more and have a lens in good condition , it's worth it to me for peice of mind . YMMV .