Not all pan films have the same kind of "pan" sensitivity, so filter factors aren't set in stone. If it's something I need a calculator or tablet for, it's getting too complicated for spontaneity in the field. At long exposures, the game changes in any number of ways. Save your smart phone for what it does best - skipping on a pond just like any other nice flat piece of detritus. The most I've ever needed was to simply write the filter
factor (or in my case, EV factor) on the filter box. ... don't even look at that anymore. Easy enough to remember.
Amen!
Plus the fact that light sources and the colors in your subject are rarely the same from shot to shot... Filter factors are approximate anyway; just read the manufacturers' tech sheets.
I'm going to advocate taking meter readings through the filter. Yes, this adds the mismatch of meter spectral sensitivity to the mix, but has the advantage of allowing one to really spot mergers that may not be readily apparent.
Problems with spectral response really only show up with extremely strong filters. E.g., with a red #25 filter, I'll add more exposure than the meter says, because I know it's reading up to a stop low when just seeing red light, and, for some films, I'll reduce development: this latter because the film itself yields more contrast with just red light than white. Some films are fine, some need a bit more... Testing for this is relatively straightforward and, once done, allow you to forget factors completely and just use your spot meter. That's what I do.
FWIW, anyone shooting with a TTL meter and a small/medium format camera usually does this too. Since there aren't a lot of caveats about the practice out there, I imagine even without testing and compensation factors, it works just fine most of the time.
However, I do use my smart phone for a number of things - telephoning, dictionary, Google, maps, etc., but never in the field when photographing except to call my wife to come pick me up

I use flat stones for skipping across the pond... not so many sharp corners.
Best,
Doremus