OP here. Doremus pretty much hit it on the head. My primary concern was that some constituent would permanently precipitate out, rendering the toner useless. I was less concerned about freezing and possible leakage because most everything I order from B+H gets here next day so by watching the weather I can avoid the coldest days.
I tried contacting PhotoSys yesterday and landed in voicemail. Perhaps they’re shut down this week, some companies (including my former employer) do that around the Solstice holidays.
I took a chance, ordered yesterday, and opened the box about an hour ago. There’s no preciptate, at least.