Is a lab processing it or just scanning it? For scanning, dense negatives can work well so you have a choice, try to develop it properly for a 2-stop pull or develop it normally which will give you dense highlights. Most negative film can handle 2 stop, even 6 stops of overexposure so it is much better to do this than to shoot T-Max 100 at 400 which is at the limit of useful underexposure. If a lab is developing it then ask for a 2-stop pull if you want it normal density or regular for dense negs. If you're doing the development yourself and want normal density with a 2-stop pull the big dev chart has a few suggestions for T-Max 400 at 100:
http://www.digitaltruth.com/devchart.php?Film=TMax+400&Developer=&mdc=Search
Notables (also D-23, FX-19 and T-Max RS have 100 listed):
Rodinal 1+50 3:45
Ilfosol 3 1+9 8:30
Xtol stock 5:45 1+1 8:00 1+3 13:30