I don't have a metering prism (or a manual for one), so I can't really guess as to the 1/2 stop shutter speeds. If the speed control just sets some resistance value, it's possible the half stops might work, but I've not a clue what the electronic magic in those boxes actually does. The SQ-Ai manual does indicate you lose the Bulb and 16 second shutter speeds with the finder installed, so maybe the finder does take "total control."
I have stuck to PS lenses for my SQ-A, mostly on the theory that they are likely to be slightly newer than the S lenses. That said, as far as I have been able to triangulate from the information I've seen, I don't think there's much difference, PS vs S, in optical quality at the near normal focal lengths. The PS is supposed to have better coatings, and it has half stop detents on the aperture settings. I think the PS had less vignetting on the wide angles, due to a larger front element and filter size.
Rather than the 105, I'd be inclined to get one of the 110 PS macro lenses, since the others don't focus in very close. I have the 110 f/4.5 1:1 macro and it's a sweet piece of metal and glass (as long as you don't have to carry it for hours!)
DaveT