Flower

Image is a bit dark, poor scan or dark print? Handheld shot? Image seems a bit soft as well. If you have the chance try this with a tripod or some other support, looks like you could have something really good. That Pan F is hard to work with. You might try a sheet of paper or foil to bounce some light down into the flower to bring out more detail. You might also experiment with stand developing Pan F in Rodinal to bring up the shadows without losing the highlights, I've had some good results with that.

The pic looks flat and soft. I rate Pan F at 32 and dev in Rodinal 1:25 for 5 mins.

your monitior is probably darker than mine

I don`t know how they are printed, but most of your prints looks like they come from underexposed negatives, no shadow detail there, and really flat.

its the monitor, it looks fine as a print, its a bad scanner probably

This has promise but needs to be crisp edge to edge on the flower. Were you using a tripod?

No, handheld