One reason I like the Canon T90 is that it has spot metering that allows the photographer to take up to 9 spot readings that the camera will integrate into a final exposure setting. So one can meter a highlight and then a shadow area, then add a mid-tone, then take another highlight or shadow...
I can only comment on what I've been doing recently, and it's not scientific in the least. One example - I was out this past weekend with a cloudless sky and early afternoon sun photographing buildings. I metered an area in direct sun that would be close to a middle value (whatever you want to...
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